je vous avais parlé de ca lors de mon retour de New York
I lost my job in September 2007. I was putting into a 401(k) for the last couple of years prior to losing my job. I only had a little over $30,000 in my account.
Of course I had several credit cards, a house payment, utilities and two car loans. I didn't know what I was going to do. I decided to painfully cash out my 401(k) to survive. After the penalties, I walked away with just over $19,000.
I paid off several bills to alleviate some of the pressure, but the good thing is that I was only unemployed for 18 days before taking another job at $6 less an hour.
We are back living paycheck to paycheck but do have some savings -- not much, but enough to sustain us for a month if something else ever did happen. My goal is to get that up to at least six months.
histoire 2
Welder and student, 20, Wisconsin Rapids, Wis.
My dad lost his job over a year ago because he was having frequent health problems. He cashed out his retirement to help us keep up on our bills, but his retirement is gone now. We are on the verge of losing our home to foreclosure and we have collectors calling us daily. My dad often has to go down to the phone company to try to convince them to keep our utilities on because we can't afford to pay the bill. We haven't had health insurance since my dad lost his job and my mom's employer doesn't offer health insurance.
I am going to college right now and rely on student loans to pay for my tuition. I use some of that loan money to pay the bills for my family so that they don't have to get a high-interest cash advance to buy food for us or pay the bills. With the income of my part-time job added, my parents are barely above the poverty level so we don't qualify for any assistance programs.
Right now there are few jobs and there is a lot of competition for jobs because we are having another paper mill close down in our area. I think we are losing something like 500 jobs this spring. Wisconsin Rapids is a small town that relies on the paper industry, so this is a major setback for our community as a whole.
From my point of view, I do not know what our family will do if we lose our home. We have borrowed about as much money as we can and we have asked for people to do us favors for too long. This is our story.
la suite sur
http://money.cnn.com/galleries/2008/news/0803/gall...
ca vaut la peine......ca en dit long sur le MT aux US
Si tu telephones à une voyante et qu elle ne decroche pas avant que ca sonne..raccroche
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